Saving money on car insurance is possible for anyone, regardless of how much they’re currently paying. While you might have some factors that make finding affordable car insurance more difficult, such as being a high-risk driver, here are some ways anyone can save:
When it comes to car insurance, never go with the first option you look at. As each carrier uses a different algorithm to calculate premiums and the risk factors the insurance market takes into consideration have the potential to change daily, rates vary greatly both over time and between different insurers.
While researching several carriers and comparing costs doesn’t exactly sound enjoyable to most people, the savings you can earn by doing so will be. For an easy way to get started, try comparing quotes from the top carriers here and see just how much prices can vary.
Keep in mind that, as much as price does matter, quality is also a factor. Make sure you take into consideration exactly what coverage a policy is offering before choosing it, even if it is the lowest rate available. You want to know that your insurer really has your back if you get in an accident.
Discounts are nothing to scoff at when it comes to car insurance, whether it’s 5%, 15%, or even 30% off. Most insurance companies offer at least some discounts, though it may take a bit of extra research on your part to make sure you get all that you are eligible for. Just a few of the most common discounts include:
Any savings you can apply to your car insurance add up quickly. As companies continue to offer more discounts, make sure you periodically check with your carrier to ensure you’re taking advantage of all of them.
While you may have taken the time to properly shop around and find the lowest rates you could when you first chose the company you’ve now been with for a few years, it’s very possible that you are currently paying too much for car insurance. Unfortunately, car insurance companies don’t necessarily reward loyalty -- many customers that choose to stick to the same company indefinitely are unknowingly paying much higher rates than other customers are paying. Most drivers don’t bother to check the market and look for better prices once they’ve settled into a policy, and carriers bank on this.
Just as we mentioned before, shopping around and doing so consistently is the best way to save on insurance. It’s a good rule of thumb to look at quotes every six months to a year to see if you could be paying less. While in the past, you’d have to look at each company website separately or make phone call after phone call just to ask a few questions, today our site makes it more convenient than ever. By using Compare-Auto-Insurance-Quotes.com, you can compare companies and quotes in mere minutes. Doing so every year can lead to major savings on car insurance.
Get all the discounts you deserve and save $744* per year on car insurance. Enter your zip code now to compare the best quotes from top companies!